Spiegl was born near the Hungarian border in the village of Zurndorf, Burgenland, Austria, where his father was a businessman manufacturing among other things carbonated water. Spiegl attended the Gymnasium in Eisenstadt but, as the family were Jewish, they were persecuted by the Nazis in the wake of the Anschluss of 1938. All their property having been confiscated, Fritz's parents succeeded in leaving the country in 1939, eventually escaping to Bolivia while sending Fritz and his older sister Hanny (born 1923) to Northamptonshire, England.
On arrival in Britain, Spiegl was sent to Magdalen College School, Brackley, where he learned little beyond "rugger, plane-spotting and a bit of Latin". Eventually he went to London to work for an advertising agency. But he soon switched to music, taught himself to play the flute, enrolled at the Royal Academy of Music and, within a short time, became principal flautist with the Royal Liverpool Philharmonic Orchestra, a position he kept for more than a decade. Ear damage appears to have played a part in his exit from professional playing, as in later years he would occasionally refer to having been "invalided out by the brass section".
A resident of Liverpool, he organised annual Nuts in May concerts, featuring a Liszt Twist and other parody items. This approach helped draw new young audiences into concert halls. Less attracted to pop music, Spiegl once called the Beatles phenomenon "the greatest confidence trick since the Virgin Birth". His name was often misspelt, including Spiegel, Spiegle, Speigl, Speigel or Speigle. He was a season ticket holder at Liverpool Football Club.
A native speaker of German, Fritz Spiegl did not speak a word of English when he moved to Britain as a 13-year-old--a fact which has often been regarded as the trigger for his preoccupation with language phenomena such as, say, malapropisms and for the biting yet humorous linguistic purism of his later years. As one commentator remarked, Spiegl
...soon knew a great deal more about the language than most English people do. And cared more too. One can understand this. It's galling, when you've taken the trouble to learn that "an alibi" is not the same as "an excuse", to find that the natives themselves seem to have forgotten the difference.
Fritz Spiegl died suddenly during a Sunday lunch in Liverpool with his wife, Ingrid Frances Spiegl, and some friends.
As a composer, Spiegl scored a popular success with the original theme from the TV series Z-Cars, based on "Johnny Todd", a Liverpool sea shanty. He also composed the original theme for the Z Cars spin-off series Softly, Softly; the song was also released as a single on Andrew Loog Oldham's Immediate record label in 1966. His BBC Radio 4 UK Theme, in which national songs from each of the four constituent countries of the United Kingdom are combined, was heard on Radio 4 at the beginning of each morning's broadcasting until April 2006. His Eine kleine Beatlemusic was performed in London and later recorded , as was Valkyrie And The Rhine Maidens - On The Bayreuth Beat