This is a list of banks in China, including Mainland China, Hong Kong, Macau.
The central bank of the People's Republic of China is the People's Bank of China, a component of the State Council, the Central Government of China. The People's Bank of China is mainly responsible for issuing the Renminbi and administering its circulation, formulating and implementing monetary policy in accordance with law and etc.. And its counterparts in Hong Kong SAR, Macau SAR are Hong Kong Monetary Authority (currency board and de facto central bank), Monetary Authority of Macao (currency board and de facto central bank) respectively.
All banks, except the People's Bank of China, are under the supervision of China Banking and Insurance Regulatory Commission, an agency of the People's Republic of China (PRC) authorised by the State Council.
It is commonly known that there are three policy banks in China as the chart below. Among them, China Development Bank was incorporated as China Development Bank Corporation in December 2008, and officially defined by the State Council as a development finance institution in March 2015.
|Agricultural Development Bank of China||Beijing|
|China Development Bank||Beijing|
|Exim Bank of China||?||Beijing|
There are six state-owned commercial banks in China as the chart below. These banks are listed by their Tier 1 capital amount in 2018.
The banks below with asterisks (*) are the four major state-owned banks or BIG FOUR BANKS in China. These four banks are the four biggest banks around world in 2018, as the statistic result made by The Banker.
Bank of Communications was established in 1908 and restructured and re-commenced operations on 1 April 1987, which is one of the banks with the longest history in China. Moreover, it is the first state-owned incorporated bank in the PRC. So it is always regarded as the fifth major state-owned bank in China.
Postal Savings Bank of China is a leading large retail bank in China with most outlets, up to about 40,000, covering rural areas to a large extent. Over 80% of all its outlets are set along with post office of China Post.
|Name||Abbreviation||Chinese||Abbr. in Chinese||Headquarters|
|Industrial and Commercial Bank of China *||ICBC||Beijing|
|China Construction Bank *||CCB||Beijing|
|Bank of China *||BOC||?||Beijing|
|Agricultural Bank of China *||ABC||Beijing|
|Bank of Communications||BoCom||?||Shanghai|
|Postal Savings Bank of China||PSBC||Beijing|
There are 12 nationwide incorporated commercial banks in China as the chart below. These banks are listed by their Tier 1 capital amount in 2018.
|China Merchants Bank||?||Shenzhen|
|Shanghai Pudong Development Bank||Shanghai|
|China CITIC Bank||?||Beijing|
|China Minsheng Bank||Beijing|
|China Everbright Bank||Beijing|
|Ping An Bank||?||Shenzhen|
|China Guangfa Bank||?||Guangzhou|
|China Zheshang Bank||?||Hangzhou|
|China Bohai Bank||?||Tianjin|
|Hengfeng Bank / Evergrowing Bank||?||Yantai|
City commercial banks and regional commercial banks were transferred from urban credit cooperatives established in 1980s and 1990s. They have been important components of banks in China. This is an incomplete list of city banks and regional banks.
Rural commercial banks were transferred from rural credit cooperatives established in early years. They play irreplaceable role in rural financial service.
There are 30 rural commercial banks complete The Banker TOP1000 bank around the world like Beijing Rural Commercial Bank, Shanghai Rural Commercial Bank, Chongqing Rural Commercial Bank and etc..
[This is an incomplete list.]
The China Banking Regulatory Commission (CBRC) announced its approval for nine foreign-funded banks to start their preparatory work for setting up local corporations in China on 24 December 2006. Currently, even more banks have been able to incorporate locally in China.
The list below is incomplete.
* - Does not service individuals
Part of commercial banks in Hong Kong are listed below.
Part of commercial banks in Macau are listed below.